About Us

4InstantCashLoans is only a lending matching service that connects consumers to lenders that can assist them in attaining short-term loans for emergencies. The website has an established network of lenders that can offer consumers loans of $200 to $2,500.

These short-term loan lenders can help people who don’t have the money to pay for necessities or emergencies until their next payday. 4InstantCashLoans isn’t like other personal loan offices, as consumers can quickly borrow the money they need through an online process.

4InstantCashLoans makes it easy to get the online payday loan process started. All a consumer needs to do is visit www.4InstantCashLoans.com and fill the application form out. The process goes quickly – five minutes or less. Lenders will need several bits of information from you such as your banking information, social security number, birthdate, etc.

4InstantCashLoans advises consumers to review its privacy policy to learn how the private information is used. The application itself is safe, as the pages are encrypted to keep online hackers from attaining the information. Consumers can rest easy knowing that their submitted private information is safely secured.

Why Should You Get A Personal Loan Through A Payday Loan Lender

The biggest reason to attain a personal loan through a payday lender is the lack of credit check. Most financial institutions will run your credit history to determine whether or not you should get a loan. This credit check can hurt a person’s credit. Borrowers who have bad credit such as bankruptcy, liens, etc. are often turned down for the money they need.

Once the application has been turned in, 4InstantCashLoans will work hard to find a lender that matches the applicant. If the personal loan is approved, it can take up to one business day for the funds to hit the account. Remember, 4InstantCashLoans isn’t a lender, but only works to match consumers with lenders.

4InstantCashLoans customers are advised to borrow maturely. It is not a lender and is not able to answer any questions that relate to a loan. It’s important consumers review the loan’s terms before signing the loan agreement. Look at the interest rates and know when the due date is. If you have questions about the law, direct them to the lender.

4InstantCashLoans works alongside lenders that follow U.S. lending regulations along with the Fair Debt Collection Practices, Equal Credit Opportunity Act, Truth in Lending, etc. The website also works alongside the Online Lender’s Alliance in shielding consumers from shading lending practices.

To learn more about 4InstantCashLoans.com, visit the website and hit the contact us button.

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Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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