The website operator is not designed to lend money – is not a lender and will not make any credit or loan decisions, nor broker any loans. The website operator is not a broker, agent or representative to lenders and will not charge services or endorse products. The website is designed to educate users of potential lenders who could assist them to meet their financial needs.

Not every lender can offer loans of $2,500. Cash transfer times will differ between lenders and, in certain instances, they may need to fax documents. Completing the application doesn’t automatically mean you’ll be approved for a loan. On top of that, the service isn’t available to certain states – and these states can change without prior notification. These states include:

Arizona, Arkansas, Georgia, Connecticut, New Jersey, Pennsylvania, Vermont, Massachusetts, Ohio, New York, North Carolina, Maryland and District of Columbia

Lenders do not carry out credit checks with TransUnion, Equifax and Experian. However, some lenders may attain a consumer report or do a credit check via an alternative provider. These reports will not be reported to the credit bureau or hit your credit score.

All lenders have their own renewal policy – differing from one lender to another. Consumers are advised to read the renewal policy for each lender to learn more before signing any loan agreement. Late payments can lead to more fees and/or potential collection action.

All lenders have a terms and conditions policy. Consumers are advised to review the policy before signing any document.

Consumers are advised to borrow money sensibly.

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Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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