How it Works

4InstantCashLoans work with an array of lenders that can assist you with short-term funding to address any emergency expense you may have. It’s not a lender, but rather a network of lenders throughout the U.S. These lenders can offer you access to cash loans no matter what your credit history is like.

Once all information in the form has been attained, 4InstantCashLoans will try connecting you with a lender. If connected, you’ll get an answer within five minutes – traditional financial institutions can take days to give you an answer. When connected to a lender, you’ll be redirected to their website where you need to carefully read the loan’s terms and conditions. The lender may contact you regarding the loan to ensure all information is accurate and wrap up the loan.

If there is any part of the loan’s terms and conditions you don’t agree with, make sure to reach out to the lender before signing documents – either by email or phone. It’s important to respond as quickly as possible to attain your money.

Special Note: A personal loan is meant for short-term financial help, so you must borrow sensibly.

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Why Apply Through Us

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  • Bad Credit - No Problem
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Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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