Why Choose Us?

Why Choose 4instantcashloans.com?

We have connected and continue to connect millions of consumers with reliable lenders.

4InstantCashLoans understand that people have choices when talking about online lending. The company works hard to provide consumers with a safe, convenient consumer experience. When you’re in need of money, asking for a loan is adding to the stress you already have.

Traditional financial institutions will require consumers to fill out a plethora of paperwork. However, 4InstantCashLoans only requires consumers to fill out a simple online application, making the process go much smoother.

4InstantCashLoans isn’t like other cash advance stores where you must visit the store. Consumers just need to visit the website, fill the form out and turn the information in. The website uses an SSL encryption to ensure your private information is kept safe and confidential.

Most traditional financial institutions make it harder for consumers to apply, qualify for or be approved for a cash loan. The biggest setback for many loan borrowers is the need for good credit. However, with 4InstantCashLoans, your credit score isn’t considered in whether or not you’re approved for a loan. Even if your credit report shows a bankruptcy or bounced check, you may still be approved for a loan.

Once the application has been approved, a lender will reach out to you to verify the information you submitted. They will also provide you with the loan’s terms such as due dates, interest rates and monthly payment due. It’s imperative to understand what the loan’s terms are before signing any documentation.

Do not borrow any more money than you can afford to pay each month. It’s important you are a responsible borrower.

If the loan’s terms are something you agree with, you can attain your funds within a single business day. Lenders do not usually work on holidays or weekends.

Do you need a short-term loan for your financial needs? Learn how 4InstantCashLoans can help you.

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Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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