Why Have People Turned To 4InstantCash Loans For Their Financial Needs
There is a multitude of reasons people have asked for 4InstantCashLoans for assistance. Some of these reasons include:
Personal Information Kept Safe With Use Of SSL Encryption
When consumers turn in their application, 4InstantCashLoans knows how important their personal information is. The website using an SSL encryption to ensure this information stays scrambled while it travels to the 4InstantCashLoans servers. Upon arrival, the information will become decrypted.
Consumers Can Attain Their Money Within 24 Hours
Believe it or not, there’s no way you can get a cash advance or personal loan in one hour or less. Don’t fall into this trap. Yes, getting approved for a short-term loan may be quick, but getting the money into your checking account will take at least a day. The process is similar to you going to the bank and depositing and check and having to wait for the funds to clear before you can use the money.
After an approval for a personal loan is given, a lender in the 4InstantCashLoans network will supply you the money you need within 24 hours.
There’s No Reason To Visit A Physical Store
When consumers type in their personal information on 4InstantCashLoans.com, all their data is kept private. It can also be easily done in the comfort of their home, at the office, on a tablet, or smartphone, etc. There’s no reason to step foot into a store and be embarrassed that you’re suffering from financial difficulties.
You Can Be Approved For A Loan Of Up To $2,500
After a lender approves for you for a loan – of up to $2,500 – you can get the money direct deposited into your checking account the next day.
The 4InstantCashLoans application can be filled out within five minutes or less and is sent to multiple lenders to attain an approval. The decision to approve or deny your loan can be made within minutes.
What Kind Of Annual Percentage Rate (APR) Could You Expect?
It’s important that 4InstantCashLoans users understand that the website isn’t an actual lender. It’s rather a lending service that connects consumers with lenders that can provide them with the short-term loans they need. Therefore, consumers cannot learn from 4InstantCashLoans.com about the actual APR they will be charged.
These rates can vary based on the information that consumers supply in their application and the lender as well. You will be given terms and conditions for the loan, noted in their loan agreement that you either agree or disagree with.
A short-term loan’s APR can range from 200% to 2,29% based on how it's determined – effective vs. nominal. It’s also affected by the loan duration, late payment fees, loan extension, etc. An APR range isn’t the finance charge, as this is revealed at a later date.
What Happens If You Don’t Make A Payment, Are Late With Your Payment Or Make A Partial Payment?
There may be instances where, even if you agree to the loan’s terms and conditions, that something arises and you must either make a late payment, pay a partial payment or unable to make a payment for that money.
When you agree to these terms, you agree to pay the loan back – principal and interest – in the time stated in the documents. Your lender will have made you aware of any fees or charges you could incur in the event you fail to pay back the loan, are late in your payment or only make a partial payment.
4InstantCashLoans does not know what these fees or charges are, as it has no knowledge of the loan particulars. All information surrounding the loan is between the consumer and lender. It is important for you to look at the loan documentation to see what the penalties are surrounding the late payment, partial payment and no payment policies. 4InstantCashLoans works alongside honest lenders to help them recoup their losses on past due accounts in a fair manner.
4InstantCashLoans.com is only a lending service that brings consumers and lenders together. There are no fees charged to use its service. All lenders in the network have their own set of terms and conditions that consumers are notified of before they accept a loan. Therefore, it’s advised that consumers read those terms and conditions carefully before signing any document.
Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.
Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.